Glossary term
Age band
Age band: An insurer's age grouping with its own rate factor. Lowest in the late fifties and sixties; rising gradually after 70.
Where this term matters
Guides and entries on this site that use the term.
Guide
How Age Affects Car Insurance After 60
Why car insurance is cheapest in the fifties and sixties, why it begins rising around 70, what the data says about older drivers, and how insurers rate it.
Guide
Average Car Insurance Cost for Seniors by Age
Typical full-coverage and liability premiums at 60, 65, 70, 75 and 80, how they compare with mid-life rates, and what moves them.
Guide
How to Compare Car Insurance as a Senior
A comparison method for older drivers: accurate mileage, fixed coverage, mature-driver and bundling discounts, three to five quotes, and the questions to ask about age factors.